Property Owners Insurance
We pride ourselves on our superior service when it comes to property insurance whether you are insuring a single residential or commercial property to a portfolio of properties, we can offer you excellent rates in the quickest of time with speedy documentation delivery.
Our insurers in this sector are all property specialists ensuring the premiums are the best they can be and the cover is suitable for your demands.
Comprehensive policy wordings and optional additions to boost the cover are available.
Our cover includes property owners liability as standard and for tenanted properties they include loss of rent cover too.
We are also experts at grouping single policies into a portfolio and properties can be added mid term using the same rating structure as the first property, ensuring you are paying the best premium on every property you add to the policy.
Below is just an example of what we can cover:
Residential
Commercial buildings
Vacant Premises
Non Standard Properties
Blocks of Flats
Licensed Premises
Properties in flood zones
Frequently Asked Questions
What sort of tenants do you cover under a Residential Property Insurance?
Basically, any! So we can cover:
Unoccupied
Professional/Retired Tenants
Asylum Seekers and Housing Benefits
House of Multiple Occupation (HMO)
Students
What sort of tenants do you cover under a Commercial Property Insurance?
Again we can cover for any type of tenant, such as:
Manufacturing
Retail and Offices
Waste & Recycling
Builders Merchants
Motor Trade
Data Centres
And even Firework Factories!
How do I work out the re-building sum insured?
We recommend that in order to get an accurate figure you speak with the Royal Institute of Chartered Surveyors or RICS for short to carry out a Survey, failing that you can get a rough figure from the Association of British Insurers (ABI) and BICS for Residential Properties using their online calculator over at: https://abi.bcis.co.uk/calculator/calculator.aspx
This isn’t applicable to Commercial Properties but desktop valuations can be an avenue to take and we work alongside a specialist provider that offers this service, just ask us for details.
Can I also get rent Guarantee cover?
Yes, here at Ignite Insurance Brokers we can offer rent guarantee cover too.
Get a Quote From Ignite Insurance Brokers
Step 1: Complete the form
Submit the details of your insurance requirements
Step 2: Get a quote
We will get back to you with a confirmed quotation
Step 3: Confirmation
We will contact you to arrange cover if you wish to proceed